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Pay It Down! : From Debt to Wealth on $10 a Day
List Price: $12.95Price: $2.45 You Save: $10.50 (81%)
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Binding: Paperback
Format: Bargain Price
Languages: EnglishOriginal Language
Number Of Items: 1
Number Of Pages: 240
Publication Date: January 03, 2006
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Editorial Review: Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires.
Average Rating: 
Rating:  -
I thought that the book was pretty much like the rest of the other debt books on there. Try to figure out what you can eliminate from your spending and try to pay cash whenever you can.
Rating:  -
The idea behind this book is simple but hard to implement because it requires hard work and discipline. The author says that the number one enemy of the American family's finance is debt, particularly credit card debt. It is a problem for customers but a great revenue source for credit card companies that are charging high interest rates.
The author proposes that in order to get rid of debt, people should stop charging and save $10 a day. Sounds pretty simple - only $10 a day. Where ... Read More
Rating: -
Pay It Down talks about financial matters in everyday terms. It includes several scenarios of problems real people are having, and offers plans to get out of debt.
Rating: -
The basics of this book are that if you save $10 a day you can reduce your debt, not quickly but in a few years. I've seen many negative reviews of this book saying that eh, saving money and cutting back are common sense. While that is true one must consider that in the area of finance most Americans are very ill informed on how to stay away from doom crushing debt. Yes most of us were told to save money and put it away for a rainy day but how many of us in debt now actually put that advice into ... Read More
Rating: -
I received the book from the Seller in a timely manner. The condition of the book was execellent. I would purchase again from the Seller.
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